Privacy Policy

The short version

Calnivo is a free calculator website. All calculations run entirely in your browser. We do not collect, store, or transmit the numbers you enter into any calculator. We have no user accounts, no database, and no backend. You don't need to register or sign in to use any tool.

What we don't collect

• Your name, email, or any personal information
• The financial values you enter into calculators (loan amounts, income, etc.)
• Your calculation history or results
• Cookies for tracking or advertising
• Account credentials (there are no accounts)

What is processed locally

Every calculation (mortgage payments, BMI, compound interest, etc.) is computed by JavaScript running in your own browser. The values you type never leave your device. There is no server that receives your inputs.

Analytics

Calnivo currently does not use Google Analytics, Facebook Pixel, or any third-party analytics or advertising scripts. If we add analytics in the future, this policy will be updated and we will use privacy-respecting, aggregate-only metrics.

Hosting

The website is hosted on Netlify. Netlify's servers may log standard request metadata (IP address, browser type, timestamp) for security and uptime purposes, as described in their privacy policy. We do not control or have access to those logs.

Children's privacy

Calnivo is safe for users of all ages. We do not knowingly collect any information from children or anyone else.

Changes to this policy

If we change this privacy policy, we will update the “Last updated” date at the top of this page.

Contact

Questions about this policy? Get in touch.