Terms of Use

Acceptance of terms

By using Calnivo (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

No financial, medical, or legal advice

All calculators on Calnivo are provided for general informational and educational purposes only. They produce estimates based on the inputs you provide and standard mathematical formulas. Results are not financial advice, medical advice, legal advice, or a guarantee of any outcome.

For financial decisions (mortgages, loans, investments, taxes), consult a qualified financial advisor, lender, or tax professional. For health decisions (BMI, body fat, calorie needs), consult a licensed healthcare provider. Actual loan terms, interest rates, tax brackets, and medical metrics depend on your specific circumstances and jurisdiction.

Accuracy of calculations

We test each calculator for accuracy and review the formulas regularly. However, we make no warranty that calculations are error-free, complete, or applicable to your situation. Always verify important results independently before relying on them.

No warranty

The Site is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of liability

To the maximum extent permitted by law, Calnivo and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or reliance on, any calculator or content on this Site.

External links

The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party sites.

Changes to these terms

We may update these Terms of Use from time to time. Continued use of the Site after changes constitutes acceptance of the revised terms.

Contact

Questions about these terms? Get in touch.